1. Put your credit cards in a bowl of water, put them in the freezer and leave them there., Put 20% of your pay every month into a separate account and watch it grow., Cook all of your meals for the week on one day so that you are not tempted to eat out and spend extra money., Write down every item you spend your money on and keep a record so you know where your money is going.,  Treat yourself to something special once a week as a reward for saving money, Keep a photograph of the thing you want, (for example, a car, a new house, a holiday, university tuition) by your bed and look at it every night before you sleep.

Tricks to save money

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