1. After years of saving, I finally have ____ that gives me peace of mind for retirement. 2. I feel fortunate to earn a ____ wage even though sometimes I get a feeling that I deserve a bigger salary. 3. It’s okay to ____ things we really want or need, like a new laptop or a vacation, once in a while. 4. My friend is such ____; she always finds ways to save, even if it means skipping coffee on the way to work. 5. Being ____, such as cooking at home instead of eating out, can lead to better financial health in the long run. 6. I believe that enjoying life shouldn’t have to ____, like finding free community events instead of expensive concerts. 7. I think being ____, like having credit card debt, can be a wake-up call for better financial management. 8. Many young adults today are tempted to live ____ just to keep up with social media trends. 9. In my book, ____ unnecessary expenses, like canceling unused subscriptions or dining out less often, is vital for financial stability.

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