1) What are some common ways people earn money? How does your method of earning money compare to others? 2) Have you ever had to borrow money from someone? How did you feel about it? Would you rather borrow from a friend or a bank? Why? 3) What does it mean when something is "worth" a certain amount of money? Can you give examples of things that are worth a lot to you, even though they may not have a high monetary value? 4) Describe a time when you couldn't afford something you really wanted. How did you feel? What did you do instead? 5) How do you decide whether something is worth the cost? Do you consider the quality, brand, or other factors? 6) Have you ever invested money? If so, what did you invest in and why? If not, would you consider investing in the future? Why or why not? 7) Imagine you inherit a large sum of money. What would you do with it? Would you save, invest, or spend it? Explain your reasoning. 8) What are some common ways people waste money? How can individuals avoid unnecessary spending? 9) Discuss the difference between a loan and a mortgage. When might someone take out a loan versus getting a mortgage? 10) How do taxes affect your income? Do you think taxes are necessary? Why or why not? 11) What are some ways to save money in your daily life? Share tips with your classmates. 12) If you had to live off a fixed amount of money each month, how would you budget your expenses? What would you prioritize spending money on? 13) Describe a situation where you had to pay back money you owed. How did you manage to pay it back? 14) How does using an ATM differ from using cash or a debit/credit card? What are the advantages and disadvantages of each method? 15) How do you feel about the concept of "living off" someone else's money? Is it acceptable in certain situations, such as receiving financial support from parents or partners?

AF 2A. Money discussion

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