human capitol - abilities, skills, and education that helps to make a worker more valuable and more productive for the company or organization, income - money earned for working and money received for the sale of goods or property, spend - to pay out, labor - work or job, deposit - to hand over money to a bank or other safe place., withdrawl - to take money out of the bank, resources - natural or man-made materials or items needed to satisfy wants and needs, scarcity - when human wants for goods and services are greater than the quantity of goods and services that can be produced using all available resources, credit - buying or obtaining goods or services now with an agreement to pay in the future, saving - setting aside money earned or received for future use, charity - an organization that collects money, goods, or services for groups in need, charitable giving - donating to an organization that collects money, goods, or services to groups in need,

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