Sale and leaseback - Selling an asset and paying the new owner monthly to borrow it so you can keep using it, Reducing working capital - Not buying as much inventory or holding less cash / savings, Debt factoring - Selling a trade payable (unpaid bill) by the customer to a third party for a reduced fee, Overdraft - An agreed amount the bank allows you to withdraw beyond your balance. Renegotiated annually., Trade credit - Agreeing with suppliers an extended time period in which to pay for supplies/inventory. , Mortgage - A loan specifically to purchase property. The property itself is collateral and owned by the bank until paid off., Debenture - A bond you sell to other companies where you agree to pay them back the full amount with interest. Like a loan but no monthly payment. , Leasing - Paying monthly for the continued use of an asset. Interest also paid on top. The company does not own the asset, Hire purchase - Paying monthly for an asset instead of upfront. The company will own the asset once it is paid off in full., Microfinance - A very small loan given to people from poorer backgrounds who do not have access to traditional banking products., Venture capital - Risk capital invested in business start-ups or expanding businesses that have good profit potential but may find it hard to get finance, Crowdfunding - the use of small amounts of capital from a large number of individuals to finance a new business venture.,

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