Automatic payments - Customer wants to have the payments deduct automatically., 2) Automatic payments - 2) Customer wants to set up their loan payments and "forget about it"., Online/mobile transfer - Customer has a checking account with Park and would like the payment to pull from the account through online banking., 2) Online/mobile transfer - 2) Customer would like to set up reoccurring transfers from their Park account., OnDemand payment - Customer wants to make a payment over the phone., 2) OnDemand payment - 2) It's the customer's first payment and they want to go ahead and pay it and then learn more about other payment options., Coupon book - Customer has a consumer or fixed rate mortgage and wants to mail the payment in every month., Billing statement - Customer wants to mail their payments in every month but they have a HELOC., Bill Pay - Customer prefers to use their bank's online banking to send payments to us., 2) Bill Pay - 2) Customer uses their online banking to pay other bills and doesn't want an additional login., Bank to bank - Customer doesn't want to mail his payments and wants to make them online but doesn't have an account with us., 2) Bank to bank - 2) Customer doesn't want to pay a fee every month to make the payment and prefers to do things online but doesn't have an account with us.,

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