direct deposit - system that allows your company to put your pay right into your bank account, representative - someone who works for the company, whose job it is to help you, joint account - a bank account held by more than one person, each individual having the right to deposit and withdraw funds., checking account - an account that comes with checks to pay for things, put aside - to save money, interest - the amount of money the bank pays you to hold your account funds, CD - certificate of deposit, hidden fees - Costs, charges etc are difficult to see or know about, maintain a minimum balance - keep at least some amount in your account, ATMs - Automated Teller Machines, double whammy - 2 problems at the same time, overdrawn - you have taken out more money than you actually have in the account, bounce a check - write a check when there isn't enough money in the account., cash back - with certain bank cards, you can pay and get extra money back from your account at a store, 24-7 - 24 hours a day, 7 days a week; always open, It's about time - we've waited a long time for this!, hassle - a problem; a complicated situation; a "headache", residence - where you live, get carried away - to get very excited or lose control of your feelings, good deal - a plan with many advantages, stash - to store something in a safe or secret place, rely on - to trust or have faith in somebody/something, customs - what is considered normal and expected about the way people do things in a specific country, rate - a measurement of the speed at which something happens or the number something happens in a period of time, seconds - a second serving of food, after you have eaten your first serving, to snack - eat a small amount of food between meals, seldom - not often; rarely, leisurely affair - slow and relaxed activity, spread - to become known or used by more and more people, adjust - adapt or change oneself to new or different conditions,

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