1) Banks receive and hold _______________. a) deposits b) overdraft c) turnover d) credit card e) loan f) credit 2) Banks _________ money to their clients if they need additional money. a) borrow b) give c) lend d) borrowed e) gave f) lent 3) A fixed sum of money lent for a longer period is called a ________. a) owe b) deposit c) payment d) instalment e) loan f) overdraft 4) A __________________ pays little or no interest but there are no restrictions if you want to take money from it. a) fee account b) salary account c) giro account d) current account e) loan f) debt 5) People usually receive their monthly __________ directly into their bank account. a) paid b) salary c) money d) fee e) account f) instalment 6) Most customers can ___________ their account if they don't have enough money on it. a) overdraft b) overdrawn c) pay d) cover e) paid f) overdraw 7) Factory workers usually receive their _________ in cash at the end of the week. a) paid b) account money c) credit card d) cash e) wage f) salary 8) One of the ways to pay regular bills at regular intervals is __________. a) credit b) overdraft c) direct debit d) deposit e) income f) instalment 9) An arrangement between a client and a bank which enables you to spend more than you have is called an __________. a) overdraft b) profit c) overdraw d) income e) turnover f) debt 10) Regular part payments of the debt are called ___________. a) checkques b) instalments c) credit card d) income e) salary f) mortgage 11) There are a lot of different ______ worldwide, but the most popular are the euro and the dollar. a) salary b) income c) turnover d) currencies e) moneys f) liquidity 12) The difference between the interset rates in a bank is called________. a) minus b) different c) spread d) activity e) statement f) profit 13) Part of the payment that is officially given back from taxes is called a ______. a) turnover b) tax-payer c) income d) profit e) money-back f) refund 14) We have to pay the dividend to all our ________. a) colleagues b) bosses c) clients d) shareholders e) people f) customers 15) Lawyers, architects and private school receive a _____ for their work. a) fee b) wage c) cash d) turnover e) fund f) dividend 16) Some producers receive a _____ from the government so they can sell their products at lower prices.  a) money b) subsidy c) subvention d) cash e) credit f) helpful 17) All the money received by a person or a company is called _______. a) turnover b) salary c) pre-tax profit d) profit e) cash f) income 18) We are constantly loosing clients because our _______ offer better prices. a) competitors b) clients c) customers d) sale e) sales f) compete 19) Our company's annual ________ was €6 million, with profits of €1 million. a) cash flow b) traffic c) working money d) sell e) money f) turnover 20) If you owe money to someone, you have a ________. a) owe b) overdraft c) cash d) debt e) overdraw f) liquidity 21) Money that will ultimately be used to pay pensions is kept in a _____. a) fund b) account c) salary d) pensions account e) subsidy f) subvention 22) Rarely all ________withdraw all their money at the same time. a) customers b) owners c) depositors d) collectors e) shoppers f) debtors 23)  A legal entity (legal person) that owes a debt to another entity. a) customer b) colleague c) client d) debtor e) depositor f) owner 24) Banks earn money on high ___________ on loans. a) percentage b) interested c) interest rate d) salary e) interesting rate f) rate of interest 25) I pay most of my regular bills at regular intervals with __________. a) loan b) instalments c) anuity d) pays e) standing order f) regulars 26) Banks usually require some ________ as an debt instrument to secure the loan. a) mortgage b) real estate c) loan d) credit e) liquidity f) house 27) The __________ of the loan is how long it will last. a) time b) due c) time d) years e) age f) maturity 28) Estimated expenditure and income is written in a _______. a) turnover b) estimation c) budget d) forecast e) plan f) statement 29) Our biggest competitor had annual turnover of €15 million, with ______ of €3 million. a) fee b) salary c) wage d) cash e) profit f) money 30) A ___________ is something a person or company owes, usually a sum of money. a) money b) cash flow c) own d) liability e) deposit f) expenditure

Financial English

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