Home Expenses: rent/mortgage, heat, electricity, water, sewer, renters/home insurance, cable/satellite, internet, home phone, furnishings/appliances, Car Expenses: car payment, car insurance, gas, oil changes, new tires, parking fees, car maintenance, registration/inspection, Miscellaneous Expenses: groceries, clothing, entertainment, pet expenses, retirement savings, vacations savings, investments, charity giving, cell phone, health insurance, emergency savings, college savings,

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