Wants - are things we would like to have, Needs - are things that we must have, Saving - when you decide to put some of your money a side for future needs, A ringgit saved is a ringgit earned - it is useful to save money that you already have as it is to earn more, Budget - an estimate of income and expenditure for a set period of time, Voucher - a small printed piece of paper that give discount or be exchanged for goods or services,

UNIT 14 : A RINGGIT SAVED IS A RINGGIT EARNED

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