future - 미래, present - 현재, past - 과거, to enjoy - 즐기다, public worker - 공무원, opinion - 의견, to agree - 찬성하다, to oppose, to disagree - 반대하다, of course, certainly - 물론, but, however - 하지만, to save money - 저축하다, to get older - 나이가 들다, by far - 훨씬, to be comfortable, convenient - 편안하다, about, regarding - -에 대한, admitting, acknowledgement - 인정, utility bill - 공과금, account - 계좌, account transfer - 계좌 이체, password, PIN - 비밀번호,

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