1) Our cyber‑security team usually _____ suspicious traffic immediately, but today they _____ an unusually high volume coming from one IP range. a) flag / monitor b) are flagging / monitor c) flag / are monitoring 2) The insurer _____ its underwriting guidelines every quarter, yet at the moment it _____ the update due to regulatory uncertainty. a) is revising / delays b) revises / is delaying c) revises / delays 3) Our brokerage typically _____ detailed benchmark reports before advising multinational clients. a) prepares b) prepare c) is preparing d) are preparing 4) The risk‑engineering division _____ an on‑site assessment today, but it generally _____ these remotely. a) conducts/ conducts b) is conducting/ is conducting c) is conducting/. conducts 5) This reinsurer generally _____ broad coverage on supply‑chain disruption, but they_____their terms following last year’s loss ratios. a) offer / tighten b) offers / are tightening c) are offering / tighten 6) Our brokerage_____in complex multinational risk portfolios. a) is specialising b) specialises 7) Several insurers currently _____ the importance of transparent breach reporting. a) recognize b) are recognizing 8) Our brokerage _____ a meeting with the insurer next Tuesday to finalise the new cyber‑risk framework. a) is having b) has 9) This week, our analytics team _____ a new modelling tool for quantifying supply‑chain risk. a) pilots b) is piloting 10) While we usually _____ historical claims data first, this time we _____ with the client’s real-time threat patterns. a) analyse / start b) analyse / are starting c) are analysing / start

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