诈骗 - scammers, 警惕 - alert, 狡猾 - cunning, 受害者/灾民 - victim, 威胁 - threaten, 犯罪 - crime , 逮捕 - arrest, 交易 - deals, 毒品非法交易 - drug trafficking, 保持冷静 - stay calm, 罚单 - summonses, 必要的 - essential, 舒适的生活 - comfortable life, 财务习惯 - financial habits, 债务 - debt, 靠薪水度过日子 - living paycheck to paycheck ,

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